Spreadsheets can even be employed to earn tournament brackets. The spreadsheet isn't password-protected, and the formulas aren't locked. It will also tell you just how much tax that you will cover the home based on the budget tax changes, in particular Section 24 mortgage debt relief. Excel spreadsheets and Access tables enable you to personalize the way that your information is listed. Microsoft Excel spreadsheets and Access tables both offer a structure to store data in a single set or in many sets. It's largely used for bookkeeping. While just about everyone is able to pick up Excel and begin filling in tables, obtaining the entire benefit of its attributes takes plenty of exercise.